Licensing & Disclosures

Effective October 7, 2026

What we are

My Ride Saver LLC is a lead-generation service. We are not a lender, not a bank, and not a broker of record. We do not make credit decisions, we do not set rates or terms, and we do not fund or service loans. What we do is collect an auto-refinance application and transmit it to our lending partners.

How we are paid

Our lending partners pay us a fee for each application we submit to them. That is our only compensation from this site. We do not charge you a fee. Any fees the lender charges are set and disclosed by the lender.

Our lending partners

Applications from this site can be sent to these lenders:

  • iLending (Fleet Financial, Inc. dba iLending), 7257 S Tucson Way, Englewood, CO 80112.
  • Gravity Lending (Wildhorse Financial Services, LLC dba Gravity Lending), 3800 Quick Hill Rd, Bldg 2, Ste 200, Austin, TX 78728.
  • Refy (Refy Lending Corp. and its participating lenders), 5900 Balcones Dr #23312, Austin, TX 78731.

The lender that receives your application decides whether to make you an offer and sets every rate and term. Its own privacy policy and terms govern your relationship with it once your application is transmitted.

Licenses

We hold no lender or broker license, so there is no license number to display and none appears anywhere on this site. If that changes, this page changes with it.

States we do not currently serve

We do not accept applications from residents of these states. Licensing review in progress.

  • California
  • Maine
  • North Carolina
  • North Dakota
  • Rhode Island
  • Vermont

If you live in one of them, the application will tell you so on the first question, before you have given us anything else.

Savings and rates

Any savings figure shown on this site is an estimate calculated from the information you provided. It is not an offer, not a quote, and not a promise. Your actual rate, term, and payment are set by the lender on its own underwriting, and may differ from any estimate you see here. Not everyone qualifies, and some applicants will not save anything.

The credit check

We do not obtain your credit report. With your written instruction, the lending partner that receives your application, and any lender it works with to process it, obtains your credit reports on its own terms. That may include a hard credit inquiry.

Contact us

Email support@myridesaver.com, Mon–Fri 9–6 ET.